Filing for Chapter 7 bankruptcy can be a daunting experience for anyone, especially if it's your first time. While many believe that filing for bankruptcy is a sign of financial failure, it's actually a lifesaver for those in debt. Unfortunately, many make common mistakes when filing for bankruptcy that can jeopardize their chances of a successful discharge. In today's blog, we'll look at some of the most common mistakes people make when filing for Chapter 7 bankruptcy in South Carolina and how you can avoid them. Plus, we'll discuss how Jason Ward Law can assist the South Carolina public with bankruptcy matters.

1. Not Consulting a Bankruptcy Attorney

People often think that filing for bankruptcy is a simple process, and they can handle it on their own. However, bankruptcy is a complex process that requires technical knowledge and expertise. Failing to consult a bankruptcy attorney can put you at risk of making mistakes that can cost you your bankruptcy discharge. A Bankruptcy attorney can set you up for success, see things you may not be aware of, and help you navigate through the process smoothly.

2. Failing to Document all Debts

When filing for bankruptcy, you must list all of your debts to ensure that they are included in your discharge. Failing to document all your debts can limit the amount of relief you receive, as these debts won't be covered in the bankruptcy petition. It's important to consult a bankruptcy lawyer who can guide you in documenting all your debts.

3. Not Reviewing Petitions Thoroughly

Bankruptcy is a complicated process, and it's important to review all your bankruptcy petitions to identify any errors. Failing to review your bankruptcy petitions thoroughly can lead to costly mistakes that can jeopardize your chances of a successful discharge. Always ensure you review your petitions thoroughly to avoid errors that could slow down the process or cost you more money.

4. Not Complying with Court Orders

Court orders in bankruptcy are essential, and it's important to follow them to the letter. Failing to comply with court orders could have serious consequences, including the invalidation of your bankruptcy petition. You must take all court orders seriously and adhere to the deadlines and requirements set by the court.

5. Not Declaring all Assets

All assets must be declared in your bankruptcy petition, whether they are exempt or not. Failing to declare all assets can lead to the seizure of assets and prevent you from obtaining a bankruptcy discharge. You must ensure that all your property is listed in the bankruptcy petition and that you honestly disclose all your assets.



Filing for Chapter 7 bankruptcy can be a life-changing event and a difficult process to go through alone. However, avoiding common mistakes when filing for bankruptcy can make the difference between a successful and an unsuccessful discharge. At Jason Ward Law, we assist South Carolina residents with bankruptcy matters, including filing for Chapter 7 bankruptcy. Our team has the knowledge and experience needed to guide you through the bankruptcy process, avoid common mistakes, and ensure that your bankruptcy discharge is successful. Contact us today and let us help you achieve financial freedom.